Savings Accounts
Share (SAVINGS) Account

We're concerned with your complete financial well-being. And that concern is certainly evident in our products designed to help you save.

A $5 deposit to your Share Savings Account gives you access to our wide array of products and services designed to help achieve economic health; it's your ownership in your credit union.

Share Savings Accounts are:

  • Flexible: Offering a competitive dividend. Dividends are paid quarterly on Share Savings Accounts
  • Accessible: you can make deposits and transfers in person, by mail, by telephone, by online transfer requests, or by direct deposit/payroll deduction

This is a great account for making your savings work for you, whether your needs are short- or long-term.

Become an DCTFCU member and open a Share Savings Account today!


Certificate Accounts

Regular Share Certificates

If you're saving for the long-term and want a better dividend rate than a simple savings account can offer, DCTFCU's Share Certificate Accounts are just what you need.

Share Certificate Accounts, called CDs by Banks, offer excellent benefits:

  • Convenient Terms: You can choose terms ranging from three months to 48 months (rates subject to change)
  • Higher Rates: Your dividend rate could be up to twice as much as simple savings accounts
  • Dividends paid quarterly: Dividends earned are available monthly

Open a Certificate Account Now!

  • Minimum $500 deposit required
  • Penalty for early withdrawal may apply


Ultimate Account

Finding flexibility along with a solid interest rate accrual can be truly difficult.

Not at Daviess County Teachers FCU. Our Ultimate Account is comfortable and flexible.

  • Dividends paid monthly
  • Some restrictions apply
  • Minimum of $10,000 required

Holiday, Vacation and Special Accounts

Special Savings Accounts

If you know of a large expense in your future, why not start saving for it now? Whether you're saving for a down payment, taxes, insurance, Christmas, or a family vacation, DCTFCU's Special Savings Accounts make it easy to save.

With a Special Savings Account, you get:

  • The convenience of an automatic share transfer or payroll deduction into your account
  • Dividends paid quarterly. Some restrictions may apply



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1900 Southeastern Parkway, Owensboro, KY 42303
270/684-8954 or 800/215-5574

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Copyright 2009 Daviess County Teachers Federal Credit Union