One of DCTFCU's founding principles was to provide its members fair access to loans, and we've been doing just that for nearly 40 years!

Fixed Rate 1st Mortgage Refinance

• 15 year (180 month) term
• Minimum Loan: $7,500
• Maximum Loan: $125,000
• Call for Current Rate and Availability

Equity Line of Credit

• Adjustable Rate
• 15 year (180 months) term with a 10 year draw
• Rate Adjusts Quarterly on the first day of January, April, July and October
• No caps on adjustments / Maximum Annual Percentage Rate 18%
• Minimum Loan: $7,500
• Maximum Loan: $100,000
• Minimum First Draw: $1000
• Minimum Subsequent Draw: $500
• Call for Current Rate

USA Financial Mortgage Loans 

DCTFCU partners with USA Financial Services for the following mortgage programs currently not available through our office:

• 15, 20, 25 and 30 year fixed
• Manufactured Homes
• Construction Loans
• Investment Property Loans
• 100% & 125% Equity Loans
• PayOff Land Contracts
• 100% Purchases - No Money Down
• FHA & VA Loans
• Land & Lot Loans
• Farm Loans
• Commercial Loans
• Home Improvement Loans
• Contact DCTFCU for more information and a referral

After shopping around for the best deal on a vehicle, don't be held up waiting for financing. Get approved--or pre-approved--quickly at Daviess County Teachers FCU.

With a DCTFCU Auto Loan, we offer you:

• Competitive Rates
• Up to 100%
• Insist On It Indirect Lending

When you need a loan--large or small--for any reason, come to Daviess County Teachers FCU.

Why? Here are just a few reasons:

• Low rates
• Variety of loan products
• Caring professionals

Personal Line of Credit Loans
Perfect for those unexpected needs

• Low interest rates
• Overdraft protection
• No fees

Motorcycle, Boat, and Miscellaneous Secured Loans

• Variety of rates and terms available

Consolidation Loans

A DCTFCU Consolidation Loan offers you:

• Savings
• Convenience
• Choice

Consider the benefits of DCTFCU's MasterCard^® Credit Card. You get:

• FIXED rate: Classic- 9.9% APR; Platinum- 7.9% APR 
• No Annual Fee
• Twenty-five day grace period for purchases
• No balance transfer fees
• Just a phone call to have your payment taken from your DCTFCU account
• Manage your account online