Checking Account

When you're managing your family's finances, the last thing you need to worry about is the number of checks you write or the fees your checking account is accruing.

That's why Daviess County Teachers Federal Credit Union offers completely free checking with the benefits that you need.

With an DCTFCU Checking Account, you enjoy these essential benefits:

  • Savings: No need to hassle with a minimum balance or hidden charges. Plus, get low-priced personal checks for your account from Liberty Checks.
  • Service: Enjoy the benefits of unlimited check writing, and, if you qualify, a line of credit for overdraft protection.
  • Convenience: Access your account 24 hours a day with DCTFCU's Audio Teller and Web Access. Plus take advantage of time-saving conveniences like direct deposit and a Debit MasterCard®.

ATM/Debit Card

If you value convenience and versatility, you'll love the DCTFCU Debit MasterCard®. It's a debit card, and an ATM card all in one with the security of MasterCard®.

  • No transaction fees or limited number of transactions allowed.
  • Use it like a credit card: Your Debit MasterCard® works just like a check, without the hassle of writing a check or fumbling for identification. When you sign for purchases, you have the added security and backing of MasterCard®.
  • Use for purchases from the Internet or to pay bills online.
  • Use it as a debit transaction: Use your PIN (personal identification number) to use your Debit MasterCard® wherever debit cards ONLY are accepted. Get cash back with your purchase.
  • Use it as an ATM card: Access your share/savings or checking account through automatic teller machines 24-hours a day, 7 days a week, at either DCTFCU's no-fee ATM, other no-fee Alliance One ATMs, or the PULSE, CIRRUS, or JEANIE ATM networks.
  • Available to DCTFCU Debit MasterCard® holders. You may use all Fifth-Third Bank ATMs - surcharge free!


Check Orders

In addition to the many benefits of a DCTFCU checking account, we offer a wide selection of low-priced personal checks. Reorder one, two, even three boxes of checks all from the convenience of your home or office. Reorder checks anytime - 24 hours a day, seven days a week.

With Liberty Checks, you become the designer of your own checks. Choose from hundreds of different designs.

All you need is your DCTFCU account number and our Routing and Transit Number.

Click Here to Reorder Checks Today!



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1900 Southeastern Parkway, Owensboro, KY 42303
270/684-8954 or 800/215-5574

NMLS# 449421

Copyright 2009 Daviess County Teachers Federal Credit Union